1. Upgrade to a condominium WITH ZERO CASH TOP UP

2. Own 2 properties and create PASSIVE INCOME

+ gain a SPARE FUND of up to $100k for "rainy days"

OR

Let’s look at Mr and Mrs Lim’s case as an example...

They were 40-year-old owners of a $430k HDB flat who wanted to upgrade but was unsure of what property would be the most suitable choice for them.

After I showed them a detailed home progression strategy with meticulous financial calculations...

They upgraded to a 1.25 million condominium WITHOUT paying extra cash from their own pocket and also gained a balance fund of $230,000!!!

This balance fund can comfortably finance their condo for 5 years without stress!

Furthermore, they now have an asset progression plan and are looking forward to grow their wealth in a safe yet effective manner.

Let's meet for a NON-OBLIGATORY & FREE sharing session today!

Like most HDB Owners today, you could be servicing your HDB loan using your CPF.

And you might be thinking that it is best to use your CPF funds to lower your monthly instalments to lessen your monthly burdens.

Let's assume you have $200,000 worth of CPF funds.

Every year you earn a CPF interest rate of 2.5% and one day you decide to use this CPF fund of $200,000 to pay for your house.

This means that...

• You will STOP earning interest from your CPF of $200,000 

  
  
• You will have to pay back the $200,000 PLUS the interest that you were supposed to earn. 
  

According to a CPF interest rate of 2.5%,

$200,000 will be worth about $328,000 in 20 years.

Let's meet for a NON-OBLIGATORY & FREE sharing session TODAY!

Many assume that certain types of property are beyond their reach due to their current income.

They are limiting themselves unknowingly; for there are different ways to overcome every obstacle.

Do you want to miss your chance and regret when you look back on your lives 5 to 10 years down the road?

Build an extra stream of income without risking your hard-earned money on unpredictable investments?

Generate passive income consistently every month with little effort and time by having a systematic plan?

Select high upside potential property which is undervalued so that you can lower your risk and profit with my "buy low sell high" method?

Achieve your financial life goals sooner with a simple step by step progression strategy that is easy to follow?

Nobody wants to have regrets when they look back on their lives 5 to 10 years down the road. Seize the opportunity and you can achieve your life goals by having the right property or properties!

Let's meet for a NON-OBLIGATORY & FREE sharing session TODAY!

• A simple “calculation” method to recognise your financial standing

• A 4-step process to do in-depth financial calculations which will include additional costs like legal fees, cash outlay, stamp duty, etc

• The 3 ways to analyse the available options in the property market and determine the best possible choice that is suitable for you
  

• A SIMPLE yet EFFECTIVE CPF Usage plan - with 4 PRECISE steps to accumulate wealth earlier

• A far-sighted “roadmap” that will allow you to retire comfortably

Raymond showed us that we could make use of the profit from our HDB flat to upgrade our lifestyle, without using any of our savings. Initially, we don't think a million dollar property is even within our reach. However, with his meticulous planning, he made this possible for us.

On top of the financial calculations, he also advised us on how to proportion our cash proceeds and CPF funds so there is reserve funds which can last us a few years if we have to stop working.

I must say that Raymond was very attentive and manage all our fears and risks with precise planning and advice.

Coming from a modest background, I always strive to understand my clients’ concerns when it comes to property decisions such as upgrading. I strongly believe that property upgrading or investments can be safe and beneficial with the right planning.

My goal as a real estate professional is to equip home owners with the right knowledge and ultimately empower them to make healthy property decisions that will benefit them in the long run. I will always protect my clients’ interests at all times and give them the confidence to achieve asset progression.

It could be a huge opportunity loss for your family. Why not find out more so that you can be sure of your available opportunities today!

Let's meet for a NON-OBLIGATORY & FREE sharing session TODAY!

DISCLAIMER | PRIVACY POLICY

Copyright © 2016-2018 Zest Academy Group Pte Ltd. All rights reserved.

No part of this site may be reproduced or reused for any other purposes whatsoever without our prior written permission.

PropNex Realty Pte Ltd

480 Lorong 6 Toa Payoh, HDB HUB East Wing #10-01(S310480)

Mainline No.: (+65) 6820 8000

CEA Licence No.: L3008022J

Raymond Tiah. PropNex Realty Pte Ltd.

CEA Licence No.: R042841A

Phone No.: +6590188585